by Patryk D. | Feb 16, 2021 | Estate planning, Financial planning, Investment, Retirement and pensions
Tax-Tips: April 5th approaches! There are several important and valuable tax-planning opportunities that will be lost after 5 April 2020. With only around 2 months to go until the end of the tax year, there is still time to take advantage of various tax-planning ideas...
by Patryk D. | Jan 11, 2021 | Financial planning, Investment, Retirement and pensions
The year 2020 proved to be one of the most tumultuous in modern history, marked by a number of developments that were historically unprecedented. But the year also demonstrated the resilience of people, institutions, and financial markets. The novel coronavirus was...
by Patryk D. | Sep 26, 2020 | Financial planning, Investment
If the markets have taught us anything this year, it is just how difficult, if not impossible, it is to time the markets. Despite claims to the contrary by many, we argue that to do this consistently in the longer term is not possible. “Forecasts are difficult to...
by Patryk D. | Sep 7, 2020 | Estate planning, Financial planning, Insurance
Inheritance tax (IHT) was traditionally regarded as a tax only for the very wealthy. However, with a threshold of £325,000 (£650,000 for married couples and civil partners) that will remain frozen until 2021, and the price of houses still relatively high, more and...
by Patryk D. | Aug 26, 2020 | Cashflow planning, Financial planning, Investment, Retirement and pensions
If you’re about to or have already retired and have a Defined Contribution pension or savings as a source of retirement income, then you are likely to be asking yourself: “How much income can I draw each year without running out of money before the inevitable?” This...
by Patryk D. | Aug 17, 2020 | Financial planning, Investment
If you have a ‘lump sum’ to invest, do you invest it all in one go or slowly feed it into the market over time? This is one of those questions that has more to do with your personality than finance. There really is no right or wrong answer. Like many...
