Blog
Out thoughts and ideas on investments, financial advice and planning..
How Long Should We Expect To Live?
We look life expectancy for individuals and couples and the implications for retirement planning.
‘Everything Screams Inflation.’ How to Interpret the Headlines.
A look at headlines from the past 50 years shows the difficulty of timing markets around inflation expectations.
How To Avoid Paying 60% Income Tax
While the highest headline marginal income tax rate in England and Wales is 45%, high earners can have an effective tax rate of 60%.
Q2 2021 Market Review
A market performance and asset class commentary.
The Cost Of Trying To Time The Market
The impact of missing just a few of the market’s best days can be profound. Staying invested and focused on the long term helps to ensure that you’re in the position to capture what the market has to offer.
Do Downturns Lead To Down Years?
Volatility is a normal part of investing. Tumbles may be scary, but they shouldn’t be surprising.
Q1 2021 Market Review
A market performance and asset class commentary.
Active vs Passive – Active Funds Fail The Test
We look at the performance of active vs passive investment strategy and Morningstar’s latest semi-annual Active/Passive barometer.
Pension Lifetime Allowance Freeze
Last weeks budget was one of freezing tax allowances. We look at the implications of the Pension Lifetime Allowance freeze.
End Of Year Tax Tips
Some important and valuable tax-planning opportunities ahead of the tax year-end.